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Jahnvi Valera,
Dr. Amul Kotadia,
- Research Scholar, Department of Management, Noble University, Junagadh, Gujarat, India
- Professor and Research Guide, Department of Management, Noble University, Junagadh, Gujarat, India
Abstract
Digital payment technologies has revolutionized financial transactions, immolating faster, safe, and more approachable solutions. This paper inspects the evolution and types of digital payment systems, embrace Near Field Communication (NFC), Quick Response (QR) codes, mobile wallets, blockchain-based payments, and biometric authentication. It examines key drivers of adoption, such as accessible and technological advancements, while addressing threats like security risks and regulatory compliance. The study provides the role of these technologies in encouraging financial inclusion and economic growth. By analyzing real-world applications and rising trends, the research provides perceptions into the possibility and challenges of digital payment ecosystems.
Keywords: Digital payment technologies, financial inclusion, blockchain-based payments, UPI, QR codes, NFC, biometric authentication
[This article belongs to Journal of Telecommunication, Switching Systems and Networks ]
Jahnvi Valera, Dr. Amul Kotadia. Kinds of Digital Payment Technology: Exploring the Evaluation. Journal of Telecommunication, Switching Systems and Networks. 2025; 12(01):-.
Jahnvi Valera, Dr. Amul Kotadia. Kinds of Digital Payment Technology: Exploring the Evaluation. Journal of Telecommunication, Switching Systems and Networks. 2025; 12(01):-. Available from: https://journals.stmjournals.com/jotssn/article=2025/view=197467
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Journal of Telecommunication, Switching Systems and Networks
| Volume | 12 |
| Issue | 01 |
| Received | 15/01/2025 |
| Accepted | 30/01/2025 |
| Published | 08/02/2025 |
