Surendra Rajaura,
- Assistant Professor, Kathmandu School of Law, Suryabinayak-04, Dadhikot,, Bhaktapur, Nepal
Abstract
The small-scale farmers in the country are facing numerous challenges, including limited access to resources, poor road infrastructure, water scarcity and irrigation constraint, outdated farming techniques, natural calamities, lack of or low productivity and limited knowledge and training which often resulting in their low incomes and vulnerability. In this backdrop, a proper implementation of the agriculture insurance laws, policies, programs and provisions can contribute to empowering small-scale farmers, as it can be crucial to help mitigate financial risks and improve their resilience. In this regard, this research article/research paper has critically assessed the ground reality of the situation of the application of agricultural insurance policies in the three districts of Kathmandu valley, namely Kathmandu, Lalitpur and Bhaktapur through semi-structured questionnaire targeted or administered to the small-scale farmers selected by random and convenience sampling research method. The difficulties small-scale farmers in Nepal confront and the shortcomings of the country’s existing agrarian regulations are highlighted in this study report. The research reveals that the lack of agricultural insurance coverage in Nepal has exacerbated the financial risks faced by small-scale farmers. Further, the research concludes that still small-scale farmer friendly insurance provisions have not been adequately addressed by current agricultural laws in Nepal. Finally, the research recommends that the implementation of agrarian laws that prioritize the needs of small-scale farmers should be highly emphasized to cope with the existing challenges.
Keywords: Agrarian law, agricultural insurance, insurance literacy, small-scale farmer, sustainable agriculture
[This article belongs to Research & Reviews : Journal of Agricultural Science and Technology ]
Surendra Rajaura. Empowering Small-Scale Farmers through Agricultural Insurance Policy in Nepal: An Empirical Study. Research & Reviews : Journal of Agricultural Science and Technology. 2026; 15(01):78-91.
Surendra Rajaura. Empowering Small-Scale Farmers through Agricultural Insurance Policy in Nepal: An Empirical Study. Research & Reviews : Journal of Agricultural Science and Technology. 2026; 15(01):78-91. Available from: https://journals.stmjournals.com/rrjoast/article=2026/view=237116
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| Volume | 15 |
| Issue | 01 |
| Received | 10/12/2025 |
| Accepted | 14/01/2026 |
| Published | 18/01/2026 |
| Publication Time | 39 Days |
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