An Assessment of Recent Initiatives for Financial Inclusion with Reference to Social Security Motto Jan Dhan to Jan Suraksha in India

Year : 2024 | Volume : | : | Page : –
By

    Mahesh Yadav

  1. Assistant Professor, SDR Bapu Mahila Home Sci. and Lt. M. J. Kundaliya Eng. Med. Mahila Commerce College, Rajkot, Gujarat, India

Abstract

This research paper aims at assessing the recent initiatives by the Government of India with reference to the financial inclusion of common people in India. Financial freedom is one of the
agents of economic growth of a country. Looking at the enormous amount of opportunities towards economic development in India, financial inclusion of people becomes necessary.
Financial inclusion has been a matter of wide discussion amongst the policymakers and the Governments. India has been struggling with the poverty, especially in rural areas, having
majority of these poor in villages. The Government has been implementing different schemes and programmes to empower rural and unprivileged population. Various schemes have been
implemented for the purpose of strengthening financial services and financial inclusion. The National Mission for Financial Inclusion(NMFI) was initiated by the Government of India
which is also known as Pradhan Mantry Jan-Dhan Yojana (PMDJY) aiming “Jan-Dhan to Jan Surahsha” This paper aims to examine of “Jan Dhan to Jan Suraksha” programmes and to identify problems of the programmes.

Keywords: Financial Inclusion, social security, financial services

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References

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Received January 19, 2024
Accepted February 29, 2024
Published March 10, 2024
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