NOLEGEIN Journal of Financial Planning And Management

NOLEGEIN Journal of Financial Planning And Management [2581-4087(e)] is a peer-reviewed hybrid open-access journal launched in 2018 that provides a platform to discuss new issues in the area of the financial Service Industry. The journal also seeks to advance the quality of research by publishing papers introducing or elaborating on Applications of Financial Systems and Capital Budgeting. 

• Personal Financial Planning and Wealth Management: Research on individual and household financial planning, financial goal setting, savings, investment allocation, retirement preparation, wealth accumulation, financial well-being, and advisory practices that support long-term financial security.
• Corporate Financial Planning and Financial Strategy: Studies on financial planning within firms, financial forecasting, investment decisions, financing strategy, financial performance, capital allocation, strategic financial management, and the integration of finance with broader business objectives.
• Financial Statement Analysis and Corporate Reporting: Research on financial statements, ratio analysis, earnings quality, XBRL, financial fraud detection, comparative company analysis, International Financial Reporting Standards, disclosure quality, and the use of financial information in decision-making.
• Capital Structure and Sources of Finance: Studies on debt and equity financing, bank finance, bonds, venture capital, startup funding, financial constraints, security issuance, capital structure choice, financial frictions, and financing patterns across firms and industries.
• Cost of Capital and Investment Decisions: Research on cost of equity, cost of debt, weighted average cost of capital, expected returns, investment appraisal, risk premiums, financial transparency, policy uncertainty, and the influence of financing conditions on investment decisions.
• Capital Budgeting and Project Evaluation: Studies on capital budgeting techniques, discounted cash flow, real options, project risk, mergers and acquisitions, strategic fit, investment uncertainty, capital allocation, probability-based analysis, and decision-making under uncertainty.
• Working Capital and Liquidity Management: Research on cash conversion cycles, receivables, inventories, short-term financing, liquidity planning, working capital efficiency, financial constraints, business cycles, profitability, and the relationship between working capital and firm performance.
• Dividend Policy and Leverage Decisions: Studies on dividend payout, retained earnings, leverage, agency costs, ownership structure, growth, liquidity, profitability, free cash flow, restructuring, and the strategic determinants of corporate payout and financing policies.
• Banking, Financial Institutions, and Financial Services: Research on banks, financial intermediation, lending, payments, financial inclusion, digital finance, bank mergers, financial stability, service innovation, financial risk, and the changing role of financial institutions in the economy.
• FinTech and Digital Financial Services: Studies on digital payments, digital banking, financial technologies, blockchain, distributed ledgers, central bank digital currencies, digital lending, financial platforms, innovation in financial services, and technology-enabled financial inclusion.
• Capital Markets, Mutual Funds, and Investment Management: Research on mutual funds, stock markets, pension funds, portfolio management, delegated investment management, asset pricing, market performance, institutional investment, market segmentation, and investment risk.
• Insurance and Risk Management: Studies on insurance markets, financial risk, enterprise risk management, risk transfer, uncertainty, asset–liability management, financial protection, and the role of insurance in personal and corporate financial planning.
• Consumer Finance and Debt Management: Research on consumer credit, debt portfolios, credit-card behavior, repayment decisions, borrowing attitudes, self-control, liquidity constraints, financial stress, personal debt management, and the psychological dimensions of consumer financial decision-making.
• Financial Literacy and Financial Well-Being: Studies on financial education, financial capability, financial self-efficacy, financial behavior, household finance, financial inclusion, remittances, young-adult financial development, and the relationship between financial knowledge and financial well-being.
• Tax Planning and Estate Planning: Research on personal and corporate tax planning, effective tax rates, tax incentives, income shifting, transfer pricing, ownership structures, estate planning, succession-related financial decisions, and the effect of taxation on financial strategy.
• SME and Entrepreneurial Finance: Studies on small-business lending, venture capital, startup finance, financing constraints, firm growth, financial inclusion, access to capital, business development, and financial planning for small and medium-sized enterprises.
• Public Finance and Public–Private Partnerships: Research on public–private partnerships, private finance initiatives, infrastructure financing, value-for-money assessment, affordability, risk transfer, policy evaluation, and financing models for public services and development projects.
• Macroeconomics and Financial Stability: Studies on monetary policy, financial development, inflation, credit markets, bank lending, economic growth, financial stability, money creation, central banking, macro-financial linkages, and the interaction between financial systems and the wider economy.
• Financial Analytics and Decision Support: Research using data mining, machine learning, neural networks, forecasting, business intelligence, multi-criteria decision analysis, portfolio optimization, fraud detection, and quantitative methods to support financial planning and management decisions.
• Emerging Trends in Financial Planning and Management: Studies on artificial intelligence in finance, sustainable finance, digital assets, behavioral finance, financial innovation, regulatory technology, evolving investment models, and other emerging developments that influence personal, corporate, and institutional financial planning.