Focus and Scope
About the Journal
The Journal of Banking and Insurance Law [2582-6875(e)] is a peer-reviewed hybrid open-access journal established in 2018 under the guidance of eminent scholars, legal experts, academicians, attorneys, and professionals. The journal encompasses a broad scope covering topics related to banking, securities, financial services, administrative and general banking, and insurance-related laws. It is a platform for scholars, legal practitioners, and industry experts to contribute to the discourse on issues arising in the dynamic domains of banking and insurance.
Focus and Scope
- Banking Laws and Regulations: In-depth analysis of banking laws, including provisions related to the Law of Limitation, Bankers Book Evidence Act, and Nigerian Evidence Law, Comparative studies with international legal frameworks, emphasizing electronic and digital evidence in banking proceedings.
- Debt Recovery and Financial Institutions: Exploration of special features of recovery of debts due to banks, encompassing Debt Recovery Tribunal proceedings, non-performing assets, and insolvency-related laws, Examination of legal and financial aspects of debt recovery, loan restructuring, and the role of financial institutions in the recovery process.
- Taxation in Banking: In-depth coverage of Tax Deduction at Source (TDS) in the banking sector, focusing on estimating tax liability, statutory management, and income tax implications, Exploration of Banking Cash Transaction Tax, its impact on systemic risk, and the role of taxation in influencing banking transactions.
- Financial Transactions and Services: Analysis of service tax implications on financial transactions, including goods and service tax in the Indian economy, Exploration of agent-based modeling, network optimization, and sustainability in the context of financial transactions.
- Asset Reconstruction and Securitization: Comprehensive coverage of Asset Reconstruction Companies (ARCs), securitization, and the enforcement of security interest under the relevant acts, Examination of legal frameworks related to non-performing assets, security receipts, and strategies for reconstruction of financial assets.
- Consumer Protection and Banking Ombudsman: Analysis of consumer protection laws, including the Consumer Protection Act, 1986, with a focus on economic policy, grievances, and healthcare-related aspects, Exploration of the role of Banking Ombudsman in addressing customer complaints, regulatory frameworks, and redressal measures.
- Alternative Dispute Resolution and Legal Services: In-depth coverage of Lok Adalats and other alternative dispute resolution mechanisms in the context of banking and insurance laws, Examination of lender’s liability and legal services aimed at providing effective dispute resolution in the banking sector.
The Journal of Banking and Insurance Law invites contributions from scholars, legal practitioners, and industry experts to enrich the scholarly dialogue on critical legal issues impacting the banking and insurance sectors.