Journal of Banking and Insurance Law

Journal of Banking and Insurance Law The Journal of Banking and Insurance Law [2582-6875(e)] is a peer-reviewed hybrid open-access journal established in 2018 under the guidance of eminent scholars, legal experts, academicians, attorneys, and professionals. The journal encompasses a broad scope covering topics related to banking, securities, financial services, administrative and general banking, and insurance-related laws. It is a platform for scholars, legal practitioners, and industry experts to contribute to the discourse on issues arising in the dynamic domains of banking and insurance.

• Banking Law and Financial Regulation: Research on laws, regulations, and regulatory institutions governing banks and financial institutions, including licensing, prudential regulation, governance, compliance, supervision, and evolving legal standards affecting the banking sector.
• Banking Transactions and Customer Relations: Studies on deposits, lending, guarantees, letters of credit, negotiable instruments, electronic banking, banker–customer relationships, duties of banks, confidentiality, customer protection, and liability arising from banking transactions.
• Debt Recovery and Non-Performing Assets: Research on recovery of debts, non-performing assets, loan restructuring, enforcement mechanisms, Debt Recovery Tribunals, creditor remedies, asset recovery, and legal strategies for resolution of stressed financial assets.
• Securitization and Enforcement of Security Interests: Studies on securitization, secured lending, asset reconstruction companies, security interests, enforcement against secured assets, security receipts, and legal frameworks governing reconstruction of financial assets.
• Insolvency, Bankruptcy, and Creditor Rights: Research on insolvency and bankruptcy law as it affects banks, insurers, financial institutions, borrowers, creditors, guarantors, and secured lenders, including resolution, liquidation, restructuring, and creditor-priority issues.
• Insurance Law and Regulation: Studies on legal and regulatory frameworks governing life, health, general, motor, property, liability, and other forms of insurance, including licensing, policy interpretation, claims, exclusions, insurer obligations, and regulatory compliance.
• Insurance Contracts and Claims Management: Research on formation and interpretation of insurance contracts, disclosure obligations, utmost good faith, insurable interest, indemnity, subrogation, claims settlement, repudiation, fraud, and disputes between insurers and policyholders.
• Consumer Protection in Banking and Insurance: Examination of consumer rights, unfair practices, mis-selling, transparency, disclosure, grievance redressal, compensation, ombudsman mechanisms, digital-service complaints, and judicial or regulatory remedies in banking and insurance.
• Financial Consumer Protection and Ombudsman Mechanisms: Research on complaint-resolution systems, banking and insurance ombudsman frameworks, regulatory grievance mechanisms, customer redressal, financial literacy, and access to effective remedies.
• Digital Banking, FinTech, and Emerging Financial Technologies: Studies on internet and mobile banking, digital payments, FinTech, artificial intelligence, blockchain, open banking, automated decision-making, RegTech, digital lending, and the legal implications of technology-driven financial services.
• Cybersecurity, Data Protection, and Financial Fraud: Research on cybercrime affecting banks and insurers, data breaches, identity theft, digital fraud, payment fraud, cybersecurity obligations, privacy, electronic evidence, authentication, and institutional liability for digital-security failures.
• Financial Crime, Anti-Money Laundering, and Compliance: Studies on money laundering, terrorist financing, fraud, suspicious transactions, customer due diligence, Know Your Customer requirements, beneficial ownership, financial intelligence, sanctions compliance, and institutional accountability.
• Banking and Insurance Taxation: Research on taxation affecting banks, insurers, financial products, transactions, investments, premiums, financial services, and regulatory reporting, including the interaction between tax law and financial-sector operations.
• Corporate Governance and Risk Management in Financial Institutions: Studies on board responsibilities, internal controls, compliance systems, fiduciary duties, risk governance, executive accountability, capital adequacy, operational risk, and governance standards applicable to banks and insurers.
• Dispute Resolution in Banking and Insurance: Research on litigation, arbitration, mediation, conciliation, Lok Adalats, tribunals, ombudsman proceedings, and other dispute-resolution mechanisms involving banks, insurers, borrowers, policyholders, and financial institutions.
• International and Comparative Banking and Insurance Law: Comparative research on banking supervision, insurance regulation, cross-border financial services, international standards, foreign investment, transnational transactions, and regulatory approaches across jurisdictions.
• Indian Banking and Insurance Law and Policy: Research on Indian banking and insurance legislation, regulatory developments, judicial decisions, Reserve Bank of India and Insurance Regulatory and Development Authority of India frameworks, financial-sector reforms, and comparative studies relevant to the Indian legal and regulatory environment. The journal welcomes doctrinal, empirical, comparative, and interdisciplinary scholarship with a clear connection to banking or insurance law.