An Analysis of the Profitability of Selected Indian Public, Private, and Foreign Banks

Year : 2022 | Volume : | Issue : 1 | Page : 33-37
By

    C.M. Sajisha

  1. V.T Dhanaraj

  1. Research Scholar, Rathinam College of Arts and Science, Tamil Nadu, India
  2. Head & Associate Professor, Rathinam College of Arts and Science, Tamil Nadu, India

Abstract

A “commercial bank” is a type of financial institution that offers checking account services, disburses different loans, takes deposits, and sells certificates of deposit (CDs) and savings accounts to individuals and small businesses. The majority of people do their financial transactions with commercial banks. To earn income, commercial banks issue and collect interest on loans such as mortgages, business loans, auto loans, and personal loans. Deposits from customers provide banks with the funding they need to make these loans. Basic banking services are provided by commercial banks to the general public, including both small and medium-sized enterprises and individual customers. Commercial banks have historically been situated in structures where clients come to conduct ordinary banking transactions using ATMs and teller window services. Most banks now enable their clients to do the majority of in-person transactions-including transfers, deposits, and bill payments online, thanks to advancements in technology.

Keywords: Profitability, Indian public banks, private banks, foreign banks, commercial bank

[This article belongs to NOLEGEIN Journal of Corporate & Business Laws(njcbl)]

How to cite this article: C.M. Sajisha, V.T Dhanaraj An Analysis of the Profitability of Selected Indian Public, Private, and Foreign Banks njcbl 2022; 5:33-37
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Regular Issue Open Access Article
Volume 5
Issue 1
Received September 5, 2022
Accepted September 14, 2022
Published September 20, 2022
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